Financial Planning
Whether it’s owning your own home, funding your children’s education, or creating a stress-free retirement, a financial plan is considered vital in working towards your goals. A well-grounded and effective plan goes beyond the realm of saving, budgeting, and investing. It also considers other elements of your financial picture, including insurance planning, tax planning, retirement planning, estate planning, and much more.
By understanding the role of financial planning in meeting your short, intermediate, and long-term financial aspirations, you'll be better equipped to control your financial future.
Our Approach to Financial Planning
• Discovering Meeting: Our process begins with a discovery meeting designed to learn more about you and your goals. This is also an opportunity for you to learn more about what we do and see if we’re a good fit for your needs.
• Getting Organized: After deciding to engage with one another, you will have access to our secure portal for uploading important financial documents – investment & asset statements, business & personal tax returns, insurance policies, liabilities, employee benefits and pension information – so we can better understand your financial situation. We will also discuss the way you consider risk, and if you have chosen to have us manage your investments, we will begin securely transferring assets to Charles Schwab after this meeting.
• Goal Setting: We will discuss your values, your goals, and help cast your vision for your future. Uncovering your 5 core values is important to us as we begin the journey to holistically approaching your life and goals.
• Strategy Planning: Once we learn who you are, we'll start developing your personalized plan. Through our strategy-building process, we’ll create a set of personalized plans – for the short, intermediate, and long-term – that aim to fulfill your overall financial strategy. We use a consultative approach, so each session brings us closer to the financial objectives we set together.
• Plan Presentation and Implementation: Whether it’s making the right investment decisions, choosing the right insurance plan for you and your family, saving to reach your retirement goals, or creating an estate plan that preserves your legacy; our financial professionals will be right there by your side as you take each step. Through foresight, encouragement, and professionalism, we’ll make sure each step of your plan is implemented.
• Review and Support: We will celebrate every successful implementation of your financial plan, and help you stay on track to meet your objectives. Through on-going plan reviews, we’ll consult with you and make modifications to your strategies and plans as needed.